Latest
Apple Pay text scam almost cost her $15,000
You see a charge you don’t recognize. It looks like it came from a trusted brand. Your instinct kicks in. You want to fix it quickly and move on. That’s exactly what happened to Dorothy.
After a simple text, she found herself on the phone with someone who sounded official, confident and completely convincing. Here’s how she described it:
“I received a text from APPLE Pay, which I don’t even use… It said an Apple Store in CA wants to charge me $144… If I have questions, I should call. DUH! I called and was speaking with the scammer.”
Within minutes, the situation escalated.
“He knew everything about me… He said I should take out $15,000… He said he was working with the FBI and the FDIC.”
That’s when the pressure really started. Dorothy told me this story when she joined me on my Beyond Connected podcast, and what happened next shows just how far these scams can go.
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10 WAYS TO PROTECT SENIORS FROM EMAIL SCAMS
This scam follows a pattern that is becoming more common. It combines a fake alert with a live phone call designed to build trust fast.
Here’s what is happening behind the scenes:
You get a text about a suspicious charge. It looks urgent. It often includes a number to call.
The number connects you directly to a criminal. They pose as Apple, your bank or even law enforcement.
They may know your name, address or bank. That information often comes from past data breaches.
You are told your money is at risk. You need to act immediately.
In Dorothy’s case, the scammer told her to withdraw $15,000 and lie to her bank about why.
“He said he would stay on the phone with me while I drove to the bank… If anyone asked, I should say I was buying a car.”
That is a major red flag.
PHISHING SCAM EXPLOITS APPLE MAIL ‘TRUSTED SENDER’ LABEL
Dorothy drove to the bank with the scammer still on the phone. This is exactly what criminals want. They try to isolate you and keep control of the situation.
But something didn’t feel right.
“When I got to the bank, I recognized one of the employees and told her that I was uncomfortable… She said to hang up immediately.”
That decision changed everything.
The bank confirmed it was a scam. The calls kept coming from different numbers. Dorothy blocked them all. Fortunately, no money was lost.
Scammers are getting better at one thing. They make you feel like you are solving a problem, not being scammed.
Here’s why this one works so well:
They also add authority. Claiming ties to the FBI or FDIC makes people feel like they must comply. In reality, no legitimate agency will ever ask you to move money this way.
If you remember nothing else, remember these:
Each one is a warning sign. Together, they confirm it is a scam.
You do not need to outsmart scammers. You just need to slow the situation down.
If you get a suspicious text, do not call the number provided. Look up the official number yourself.
Scammers rely on urgency. Take a moment. Real companies will not rush you like this.
No bank, tech company or government agency will ask you to withdraw cash to “protect” it.
Strong antivirus software can help detect malicious links, block scam websites and warn you before you engage with risky content. Get my picks for the best 2026 antivirus protection winners for your Windows, Mac, Android and iOS devices at Cyberguy.com.
Scammers often use data from breaches to sound convincing. A data removal service can help reduce your exposure and limit what criminals can find about you online. Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com.
A quick conversation with a friend, family member or bank employee can stop a scam cold.
Consider identity monitoring services that alert you if your information is being misused. See my tips and best picks on Best Identity Theft Protection at Cyberguy.com.
Even if you did not lose money, take a few steps right away:
These steps help protect you from future attempts.
This scam did not begin with a complex hack. Instead, it started with a simple text. That is what makes it so dangerous. At first, it looks routine. Then urgency takes over. As a result, anyone can feel pressured to act quickly and without thinking.
In many cases, the situation feels real. That is how people get pulled into a conversation that seems legitimate. In Dorothy’s case, she trusted her instincts at the right moment. Because of that decision, fortunately, she did not lose $15,000.
Scammers target more than technology. They focus on human behavior. They create pressure, build trust and keep you engaged long enough to make a mistake. However, you can break the cycle. A single pause can disrupt the scam. Asking one question can expose it. Even a quick conversation with someone you trust can stop it. If you’d like to hear more of Dorothy’s story, you can catch our full conversation on my Beyond Connected podcast at getbeyondconnected.com/
If you got a text like this right now, would you pause or would you call? Let us know by writing to us at Cyberguy.com.
Sign up for my FREE CyberGuy Report
Get my best tech tips, urgent security alerts and exclusive deals delivered straight to your inbox. For simple, real-world ways to spot scams early and stay protected, visit CyberGuy.com – trusted by millions who watch CyberGuy on TV daily. Plus, you’ll get instant access to my Ultimate Scam Survival Guide free when you join.
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Latest
Hegseth excoriates media, likening them to ‘Pharisees’ in Trump defense
Secretary of War Pete Hegseth ripped the media Thursday, likening them to Pharisees in the Bible who “were only there to explain away the goodness in pursuit of their agenda.”
“A note to the press, to the press corps, to the American media, as I just can’t help but notice the endless stream of garbage, the relentlessly negative coverage, you cannot resist peddling, despite the historic and important success of this effort and the success of our troops,” Hegseth said during a press briefing on the war with Iran, at the Pentagon.
BROADCAST BIAS: FROM SPACE TO CEASEFIRES, NETWORKS STILL PAINT TRUMP AS THE PROBLEM
The U.S. is currently in a ceasefire with Iran during Operation Epic Fury, which began on Feb. 28. The U.S. and Iran could begin a new round of peace talks as soon as Thursday, according to reports.
Hegseth went on to say that it was difficult to “figure out what side” some of the press was on.
“It’s incredibly unpatriotic,” he said. “This same press corps, not this exact same press corps, but at least an older press corps bent over backwards during the Biden administration to explain away, you explained away the disastrous and disgraceful Afghanistan withdrawal.”
Hegseth recalled the withdrawal, telling the media, “You called it the greatest airlift in American history. It’s almost like you’re cheering only for one side.”
HEGSETH WARNS IRANIAN LEADERS TO ‘CHOOSE WISELY’ ON DEAL WITH US: ‘WE ARE LOCKED AND LOADED’
He then recounted his experience in church over the weekend.
“This past Sunday… I was sitting in church with my family, and our minister preached from the Book of Mark, the third chapter,” Hegseth said. “And in the passage, Jesus entered a synagogue and healed a man with a withered hand. The Pharisees came to watch. And as the Scripture reads, they came to see whether he, Jesus, would heal him, or he would heal Him on the Sabbath, so that they might accuse Him.
“You see, the Pharisees, the so-called and self-appointed elites of their time, they were there to witness, to write everything down, to report,” he said.
MORNING GLORY: PRESIDENT TRUMP LEADS THE WEST TO A BIG WIN AGAINST IRAN
“But their hearts were hardened. Even though they witnessed a literal miracle, it didn’t matter, they were only there to explain away the goodness in pursuit of their agenda. As the passage ends, the Pharisees went out and immediately held counsel against him how to destroy him,” Hegseth continued.
The secretary of war then likened some of the “Trump-hating press” to the “Pharisees.”
“I sat there in church, and I thought, our press are just like these Pharisees,” Hegseth said. “Not all of you, not all of – but the legacy Trump-hating press. Your politically motivated animus for President Trump nearly completely blinds you from the brilliance of our American warriors. The Pharisees scrutinized every good act in order to find a violation, only looking for the negative. The hardened hearts of our press are calibrated only to impugn. I would ask you to open your eyes to the goodness, the historic success of our troops, the courage of this president, and this historic moment for a deal that could end the Iranian nuclear threat.”
Fox News Digital has reached out to Hegseth for comment.
Latest
UT Judge Drops Bombshell In Charlie Kirk Killer Case
A Utah judge has unsealed a federal ballistics report in the case against Tyler Robinson, the man accused of assassinating conservative activist Charlie Kirk at Utah Valley University—highlighting a key reality in gun investigations: ballistic evidence is not always definitive.
The newly released report from the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) states that examiners could not conclusively match a bullet fragment recovered during the investigation to the suspected murder weapon. However, the same report confirmed that a spent casing was fired from the rifle prosecutors allege Robinson used.
While these conclusions had been referenced previously in court, the unsealed document provides additional detail, including testing on a “deformed/damaged” bullet jacket fragment and four lead fragments.
The report was attached to a defense motion filed under seal on January 9, which sought to prevent further testing until a defense expert could review and document the evidence. Tony Graf ruled there was no justification to keep the filing sealed, noting it contained no “private or inflammatory information.”
An appendix in the report clarifies that an “inconclusive” result means “an examiner’s opinion that there is an insufficient quality and/or quantity of individual characteristics to identify or exclude.”
According to law enforcement sources cited by Fox News, the bullet could not be matched because it struck bone and fragmented on impact—something experts say is not unusual.
“It is not a win for the defense,” said Jason Pack. “It is simply a gap the prosecution is now working to address by bringing in the FBI with more advanced technology.”
He emphasized that ballistics are rarely the sole evidence in a homicide case and that the inconclusive finding applied only to the bullet fragment—not the casing or the rifle recovered near the scene.
“The defense here is doing exactly what good defense lawyers are supposed to do, protecting their client’s ability to challenge evidence before it gets further altered,” Pack said. “That is not a sign the prosecution’s case is weak.”
The ATF also examined a .30-06 cartridge case, determining it had been fired from the rifle identified as evidence—reportedly a Mauser belonging to Robinson’s grandfather.
“We are a long way from trial, and the public should pump the brakes before drawing big conclusions from a single pre-trial motion about a single bullet fragment,” Pack added.
Robinson is accused of fatally shooting Kirk during a Turning Point USA event in September 2025. Prosecutors allege he positioned himself on a rooftop across a courtyard and fired a single shot, striking Kirk in the neck in front of a crowd of about 3,000 people.
Additional evidence cited by prosecutors includes DNA consistent with Robinson’s found on the rifle, a towel, and three of the four rounds recovered. Investigators also reported impressions on a gravel rooftop consistent with someone lying prone in a sniper position.
Authorities say the rifle was later recovered in a wooded area near campus, wrapped in a blanket. Prosecutors further allege that text messages between Robinson and his romantic partner, Lance Twiggs, referenced retrieving the weapon.
“Stuck in Orem for a little while longer yet,” Robinson allegedly wrote after the incident. “Shouldn’t be long until I can come home, but I gotta grab my rifle still.”
Twiggs is cooperating with investigators and has not been charged.
Robinson is scheduled to appear in court Friday for a hearing on a motion to exclude cameras from future proceedings. He could face the death penalty if convicted of aggravated murder.
Latest
Top Dem Kills Wife, Then Himself – Harrowing Details Revealed
A man killed a woman before taking his own life in a suspected murder-suicide at a $1 million home in Annandale, Virginia, a property owned by former lieutenant governor Justin Fairfax, according to reports early Thursday.
Officers with the Fairfax County Police Department were dispatched to the residence on Guinevere Drive shortly after midnight following a 911 call. The caller reported that he believed his father had stabbed his mother.
Property records reviewed by media outlets confirm that the home belongs to Fairfax, 47, and his wife, Cerina, 49. Authorities have not publicly identified the deceased, and a press conference was expected.
When officers arrived, they found a woman inside the home unconscious and bleeding. Authorities later determined she had been shot.
The couple’s son, whose age has not been disclosed, told officers he did not know where his father was.
Investigators later located the man elsewhere in the home with what appeared to be a self-inflicted gunshot wound to the head. Both individuals were pronounced dead at the scene.
“It is high profile in nature, it’s tragic in nature. Certainly a fall from grace for a relatively high profile family that seemingly had had a lot of things going in their favor,” said Kevin Davis.
“So tragic for the children to lose both parents, extra tragic for them to actually be in the home when it occurred. So yeah, there’s a lot going on.”
Police said the couple had been married for 20 years but were separated and still living together during ongoing divorce proceedings. Court records show Cerina filed for divorce in July of last year.
“This has been an ongoing domestic dispute surrounding what seems to be a complicated or messy divorce,” Davis said.
“I don’t think it’s a secret that there’s been a divorce proceedings that have been ongoing. From what I understand in this early stage, former Lieutenant Governor Fairfax was recently served some paperwork associated with an upcoming court proceeding that apparently led to this incident last night.”
Fairfax, a Democrat, served as Virginia’s lieutenant governor from 2018 to 2022 and was once considered a rising political figure. In 2019, he faced allegations from two women accusing him of sexual assault in separate incidents dating back to the early 2000s. He denied the claims, calling them false and politically motivated. No criminal charges were filed, and he remained in office through the end of his term. He later ran unsuccessfully for governor in 2021.
According to prior reporting cited by the New York Post, police had responded to the home earlier this year after Fairfax accused his wife of assault. Investigators later concluded the claim was false after reviewing footage from cameras inside the residence. The reason for the installation of the cameras and the couple’s separation has not been publicly clarified.
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