Latest
Why scammers target veterans and how to fight back
This Memorial Day, while the rest of the country pauses to honor the fallen, scammers are doing something else entirely. They’re running searches.
They’re pulling military records. Cross-referencing VA enrollment data. Mapping disability ratings. And building detailed profiles on the men and women who served this country, then using that information to steal from them.
It’s not a side hustle. It’s an industry. And veterans, because of the very nature of their service, are uniquely exposed to it. Here’s exactly what’s happening and what you can do to stop it.
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META MEDICARE SCAM ADS TARGETING SENIORS FACE SCRUTINY
Most people don’t realize how much information military service generates and how much of it is semi-public.
When you serve, your records include:
Much of this sits in federal databases, discharge paperwork, and public-facing records that data brokers have learned to scrape, package, and resell. The result: before a scammer ever picks up the phone, they already know more about a veteran than most of the veteran’s neighbors do.
If you’ve served in the U.S. military, you have a DD-214. It’s your Certificate of Release or Discharge from Active Duty, and it contains nearly everything a fraudster could want.
Full name. Social Security number (on older forms). Dates of service. Character of discharge. Job specialty codes. Awards and decorations. Last duty station.
The DD-214 is required for veterans’ benefits, employment, and housing applications. That means millions of veterans have submitted it to dozens of agencies, employers, and financial institutions over the years.
It also means copies of it can be sitting in more databases than most veterans ever imagined. Data brokers don’t need to hack anything. They pull from public records requests, digitized government filings, and third-party aggregators. Once your DD-214 data is in the broker ecosystem, it gets bought, sold, and refreshed, appearing on people-search sites you’ve never heard of. And scammers buy it for a few dollars.
The numbers are devastating. According to the Federal Trade Commission’s 2024 Consumer Sentinel Network Data Book, military consumers, including veterans, service members and their families, reported $584 million in fraud losses in 2024. That is up nearly 25% from the year before. Veterans and retirees reported the largest share of those losses, at $419 million. The median fraud loss for veterans was $700, which was higher than the $497 median across all FTC complaints.
AARP’s 2025 research adds another troubling layer. It found that 27% of veterans, or more than 5 million people, have lost money to fraud. It also found that 39% of veterans have received solicitations from someone claiming to be from the VA or another government agency, and 28% believe their veteran status made them a target.
The VA has also warned that scammers are increasingly targeting veterans because of their government benefits and personal information. These scams often include government impostors, direct deposit fraud, phishing, identity theft, payment redirection and social media scams.
The takeaway is clear: this problem is getting worse, not better. Veterans are not being targeted randomly. Scammers know many have benefits, official records and a long-standing trust relationship with the VA. That makes a fake VA call or benefits message feel more believable, especially when the scammer already has pieces of personal information.
Here’s what the process actually looks like from a scammer’s perspective.
It starts exactly where it starts with any target. They type your name into Spokeo, BeenVerified, Whitepages, or any of dozens of similar sites.
Within seconds, they see your age, home address, phone numbers, and the names of your relatives. For veterans, some profiles also surface military affiliation pulled from public records, LinkedIn, local news coverage of VA events, or obituaries.
That confirms you’re the right person. That’s the seed.
VA benefit enrollment information isn’t entirely private. Mailing addresses tied to VA correspondence, enrollment in VA healthcare, and participation in VA community programs generate public footprints.
Data brokers specifically package “military consumer” and “veterans” audience segments and sell them to marketers and, as federal prosecutors have proven, sometimes directly to fraudsters.
A scammer who buys one of these lists knows they’re calling a veteran. They know roughly what branch. In some cases, they know the disability rating category.
Data broker profiles don’t stop at you. They include your spouse, your adult children, and your elderly parents.
For veterans, this matters enormously. Many older veterans live alone. Their spouses may be named beneficiaries on pension and survivor benefit plans. A scammer mapping your profile is also identifying your most vulnerable family members and their contact information.
This is where veteran scams get more personal. Scammers often build their pitch around military benefits.
A veteran with VA disability enrollment may get a fake “benefits upgrade” call. An older veteran with pension income may be targeted by a pension-poaching scheme. A recently discharged veteran may get targeted with a fake GI Bill or education offer.
That is what makes these scams so dangerous. The caller may already know enough to sound official. They do not guess. They target.
Here are the scams hitting veterans hardest right now, and the red flags that should make you pause before sharing personal or financial information.
This is one of the most common scams targeting veterans.
A caller claims to be from the Department of Veterans Affairs. They may say your benefits are being reviewed, upgraded or suspended. Then they ask you to “verify” your information.
They may ask for your Social Security number, bank account details or date of birth. In many cases, they already have some of that information. They just need you to confirm the rest.
The VA does not call veterans out of the blue to ask for personal information. If you receive this kind of call, hang up. Then call the VA directly.
The DOJ charged a nationwide fraud ring that used VA impersonation calls to steal more than $7.6 million from veterans across 20 states. Prosecutors said the ring used purchased data lists to find targets. They also used scripts designed to sound like official government outreach.
TURNING 65? MONTH-BY-MONTH PLAN TO PROTECT YOURSELF
This one is slower and more sophisticated, plus it costs veterans far more.
A “financial advisor” or “veterans benefits consultant” contacts you (often through mail or a community event) and offers to help you maximize your VA pension or Aid and Attendance benefits. They charge upfront fees, sometimes $5,000 to $20,000, for “restructuring” your assets to qualify for benefits you may already be entitled to for free.
In many cases, the restructuring involves transferring assets in ways that trigger Medicaid penalties or leave veterans financially stranded.
The VA explicitly prohibits charging fees to help veterans file claims. Anyone who charges you for this service is, at a minimum, violating federal law and often committing outright fraud.
Veterans leaving the military can become prime targets for fraudulent schools. These schools may promise fast training, job placement or help using GI Bill benefits.
A May 2025 report from Veterans Education Success showed how serious the problem can get. In Texas, the Retail Ready Career Center defrauded the VA of $72 million in GI Bill funds. Its CEO was sentenced to nearly 20 years in prison.
In Georgia, House of Prayer Bible College ran a $22 million fraud scheme against the VA for 11 years. Investigators said the school kept operating even after internal reports raised serious concerns.
In both cases, VA oversight failures allowed the fraud to continue for years. The lesson is simple. Predatory schools actively target veterans, and the safety nets have real holes.
If someone offers to help you “maximize” your GI Bill benefits for a fee, walk away. Then contact the VA directly before sharing any personal information.
A caller tells you the VA has approved you for a new grant, a cost-of-living adjustment, or a benefit you haven’t been receiving. To release the funds, they need your bank account information to “direct deposit” the payment.
There is no unclaimed VA grant that requires you to provide banking information to a caller. This is a bank account takeover scam dressed in patriotic language.
I know what you are thinking, “But I never signed up for any data broker sites.” You didn’t have to. Military records are public records. Property filings are public records. Court documents are public records. Your address on a VA mailing list can be pulled from localized government databases. Your social media profiles, even those you haven’t updated in years, are constantly indexed and scraped.
And the VA, like most government agencies, shares data with contractor systems that have their own security vulnerabilities. Once your information enters the data broker ecosystem, it gets bought and sold dozens of times legally. It appears on people-search sites, marketing lists, and “military consumer” segments sold directly to telemarketers and, as we’ve seen in federal prosecutions, to fraudsters. The only way to fight this is to actively remove your information.
You cannot stop every scammer from trying, but you can make it much harder for them to use your personal information against you.
Go to Spokeo.com, BeenVerified.com, Whitepages.com or even Google and type your name. See exactly what a scammer sees before they call. Pay attention to whether your address, relatives’ names, and phone numbers are listed. That’s your starting point.
Every major data broker is legally required to honor removal requests. The problem is that there are hundreds of them. Each one has its own opt-out process, and many re-list your information over time.
You can remove your information manually by visiting each data broker’s opt-out page. Start with the big people-search sites, then check again every few months to see whether your name, address, phone number or relatives have reappeared.
You can also use a reputable data removal service to handle the process for you. These services send removal requests to data brokers on your behalf and keep monitoring for reappearing listings.
That ongoing protection matters for families, too. The scam that starts with a search of your name can quickly turn into a call to an elderly parent or a text to an adult child. Protecting yourself helps, but protecting your household gives scammers fewer ways in.
You can also run a free exposure scan online to see where your personal information appears. Results often show whether your address, phone number, relatives or other details are already circulating on people-search sites.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com
The VA does not call you out of the blue to confirm your information, upgrade your benefits, or release a grant. If you get this call, hang up and call the VA directly at 1-800-827-1000.
If your bank still uses “mother’s maiden name,” “city of birth,” or “branch of military service” as verification questions, those answers are probably on a data broker site right now. Switch to nonsense answers only you’d know and store them in a password manager.
Tell your family members that if anyone claims to be you in an emergency, you have a word that proves it. Scammers use panic to bypass critical thinking. A simple code word breaks that spell.
Report VA impersonation to the VA OIG at 1-800-488-8244. Report pension scams and fake benefits calls to the FTC at ReportFraud.ftc.gov. Your report helps investigators build cases against active fraud rings.
YOUR 401(K) IS THE NEW IDENTITY THEFT TARGET
The people who served this country deserve better than to spend their retirement watching out for criminals. Military discharge records, VA enrollment details and disability information can expose veterans in ways many families never realize. Scammers use that data to sound believable. They impersonate the VA, push fake benefit upgrades and run pension-poaching schemes that can drain savings fast. The VA will not call out of the blue to ask for personal information or banking details. If a call feels urgent, threatening or too good to be true, hang up. Then contact the VA directly. Removing your information from data broker sites can help reduce your exposure. However, it needs ongoing attention because personal details often reappear. That protection can matter even more for elderly relatives, spouses and family members who scammers may contact next. You served. You held up your end. Make sure the data economy does not turn that service into an opening for fraud. Search your name today. See what is out there. Then take steps to remove it. This Memorial Day, one of the best ways to honor veterans is to help make it harder for scammers to target them.
Should the VA, data brokers and lawmakers be doing more to keep veterans from becoming easy targets for scammers? Let us know by writing to us at Cyberguy.com.
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Culture
Cracker Barrel Fans Outraged Again After NEW Major Change
Cracker Barrel built its reputation on comfort food, Southern tradition, and a menu customers could count on for decades.
That’s exactly why loyal diners are still fuming as the restaurant chain continues removing many of the classic dishes that helped make it a household name.
For years, customers have pleaded with the Tennessee-based chain to restore fan favorites that quietly disappeared from the menu, including black-eyed peas, fried haddock, red-eye gravy, fried chicken livers, and perhaps the most mourned item of all—the Sunrise Sampler.
For many longtime patrons, the Sunrise Sampler wasn’t just another breakfast. It was the breakfast.
The hearty platter came loaded with eggs, grits, fried apples, hash brown casserole, sausage, bacon, country ham, and biscuits with gravy—giving diners a taste of nearly everything Cracker Barrel had to offer without having to piece together a meal item by item.
“I noticed a while back that Cracker Barrel removed the GOAT of all breakfasts, the Sunrise Sampler, from the menu,” Josh Cooper, owner of Cooper’s Next Level BBQ in Tallahassee, Florida, told Fox News Digital. “You used to get a little bit of everything without breaking the bank.”
The meal hasn’t completely disappeared—but recreating it now comes with a catch.
Customers must order every component separately, turning what was once an affordable breakfast favorite into a considerably more expensive order.
“Now, in order to get that same teaser touch from the Sunrise Sampler, you have to order it all à la carte, which costs around $25 for the same great meal,” he said. “Blasphemy!”
Fox News Digital reached out to Cracker Barrel for comment.
The growing frustration over disappearing menu items comes after the company already faced a wave of backlash for attempting to modernize its image.
Last year, Cracker Barrel sparked outrage among longtime customers after unveiling a redesigned logo and updated restaurant interiors that many believed stripped away the rustic charm that had long defined the brand.
The changes were part of a sweeping $700 million overhaul across more than 660 locations, including menu revisions and a cleaner, less cluttered dining room design.
The company ultimately reversed course following widespread criticism, but many loyal customers say the damage had already been done.
The leadership shakeup continued last week when Cracker Barrel announced that CEO Julie Masino will step down on Aug. 10.
Former Bloomin’ Brands CEO David Deno is slated to take over.
For many customers, however, the issue extends far beyond a logo or a fresh coat of paint.
They believe corporate leadership has steadily chipped away at the very traditions that made Cracker Barrel stand apart from countless other restaurant chains.
Cooper said companies often underestimate the emotional attachment customers have to longtime menu favorites.
People are “asking for comfort and nostalgia.”
“The reality is that nostalgia matters. And when you remove popular items without controlling the narrative or managing customers’ expectations, you are bound to have upset patrons,” he said.
“Whether it’s due to rising food costs, kitchen timing or any other reason, it’s important to communicate with the people who put you on the map in the first place. Communication matters.”
Rachel Love, a self-described Cracker Barrel enthusiast from Tennessee, said one discontinued favorite remains at the top of her wish list.
“I absolutely loved the black-eyed peas, and I’m so glad they’re getting some attention,” Love told Fox News Digital. “They were one of my favorite sides and always felt like such a classic part of the Cracker Barrel experience.”
Love also hopes the restaurant revives its baked apple dumpling, describing it as “the perfect comfort dessert” for a brand built on old-fashioned hospitality.
To her, the debate is about much more than a handful of discontinued recipes.
“People aren’t just asking for old menu items — they’re asking for the comfort and nostalgia that came with them,” she said.
“Sometimes bringing back one classic dish means more to loyal customers than introducing several new ones.”
That may be the lesson Cracker Barrel continues to learn the hard way.
Customers aren’t asking the chain to reinvent itself.
They’re asking it to remember what made it successful.
They want the front porch.
They want the country store.
They want the breakfasts, the classic sides, and the timeless comfort food that turned Cracker Barrel into an American institution.
For many loyal diners, nostalgia isn’t a weakness.
It’s the brand.
Latest
Mamdani Kicked Out — He’s Livid After Latest Announcement
Backlash against New York City Mayor Zohran Mamdani continues to mount, with the Democratic Socialist facing another public rebuke after reportedly being denied the opportunity to speak at the funeral of a U.S. Army soldier killed during an Iranian missile attack.
According to multiple reports, Mamdani attended Friday’s funeral for Army Sgt. Angel Sarah Rampersad in Queens but remained silent throughout the service after the soldier’s family reportedly chose not to have him address mourners.
Rampersad was one of three American service members killed in Jordan during an Iranian attack on July 17.
The funeral was held at a church in Ozone Park, where elected officials, community leaders, family members and fellow mourners gathered to honor the 28-year-old soldier’s sacrifice.
According to the New York Post, Mamdani appeared to review prepared remarks on an iPad while other dignitaries spoke, but his name was never called.
A source familiar with the funeral told The Post the decision came directly from Rampersad’s family, which reportedly wanted to keep politics out of the ceremony.
The family chose not to have Mayor Zohran Mamdani speak in an effort to avoid what the source described as “political distractions.”
After the funeral concluded, the mayor’s office released the remarks Mamdani had planned to deliver.
“It is often said that our fallen ‘gave their tomorrows for our today,’” Mamdani planned to say.
“Sergeant Rampersad had tomorrows waiting for her: birthdays, ordinary mornings, evenings spent with her loved ones,” his remarks continued.
“But she gave every one of them up so that we could have ours — so that we could stand here today, safe and protected,” he was to say.
New York Gov. Kathy Hochul, however, did address those gathered and offered an emotional tribute to the fallen soldier.
“I feel after reading and admiring this woman from a distance, I feel like she could be one of my daughters,” Hochul said.
Other speakers included Ozone Park Residents Block Association President Sam Esposito, state Sen. Joseph Addabbo Jr., and Queens Borough President Donovan Richards.
According to the Department of War, Sgt. Angel Sarah Rampersad, 28, of Ozone Park, New York, was killed in action during an enemy attack at Muwaffaq Salti Air Base in Jordan.
U.S. Central Command said Rampersad and two fellow service members were killed while American and coalition forces defended against Iranian ballistic missile and drone attacks.
The other fallen Americans were identified as 1st Lt. Tyler James Feehan, 25, of Ewa Beach, Hawaii, and Pvt. Isabella Gonzales, 19, of Carrollton, Texas.
All three were deployed to Jordan in support of Operation Inherent Resolve, the international mission to combat ISIS in Iraq and Syria.
Rampersad served with the 1st Battalion, 57th Air Defense Artillery Regiment, 52d Air Defense Artillery Brigade, 10th Army Air and Missile Defense Command in Ansbach, Germany.
She worked as a 25U Signal Operations Support Specialist, according to the Department of War.
One person who attended the funeral told the newspaper the mayor appeared visibly upset after realizing he would not be invited to speak.
“He looked over at his staff, frustrated and seemed angry that he didn’t speak,” the source told the Post.
The attendee said Mamdani eventually understood that his name would not be called, glanced toward members of his staff, and put away the tablet that reportedly contained his prepared remarks.
Another source cited by the newspaper said the decision reflected the wishes of Rampersad’s family, describing them as politically conservative and supportive of President Donald Trump.
“The family is more conservative and wanted to limit any political distractions,” the source told the Post.
Neither Mamdani’s office nor members of the Rampersad family have publicly confirmed the account explaining why the mayor was not invited to speak.
Although he never addressed the congregation during the service, the mayor’s office later publicly released the remarks he had prepared, bringing attention to a moment that underscored the growing political controversy surrounding New York City’s new mayor.
Latest
GOP Just Passed It 232-288 — Pelosi And AOC Lose It On House Floor
The House of Representatives delivered a major victory this week for Americans with disabilities who want the opportunity to work instead of being trapped by a broken federal bureaucracy.
In a bipartisan vote, lawmakers approved legislation aimed at dismantling long-standing barriers within the Social Security Disability Insurance program that critics say have discouraged work and punished self-sufficiency for decades.
H.R. 8884, the **Removing Barriers to Work for Disabled Americans Act**, sponsored by Rep. Austin Scott, R-Ga., passed the House by a vote of 232-188 and now heads to the Senate, where it has been referred to the Committee on Finance.
The legislation restores an important tool that the Social Security Administration lost when its demonstration authority expired in 2022.
Under the bill, the SSA would once again be authorized to test practical reforms under the Social Security Disability Insurance program through Dec. 31, 2030, with demonstration projects continuing through the end of 2031.
Rather than permanently rewriting federal law, the agency would be able to pilot innovative approaches designed to help beneficiaries who are able and willing return to the workforce.
The legislation includes significant safeguards. Participation would be entirely voluntary, and no participant could receive less total income as a result of joining one of the demonstration projects.
Supporters say those protections make the bill a common-sense effort to modernize a system that has too often discouraged Americans from pursuing employment.
House Ways and Means Committee Chairman Jason Smith, R-Mo., argued the current system is failing many of the very people it was designed to help.
“With over 60 percent of Social Security Disability Insurance recipients expressing an interest in returning to the workforce but less than one percent leaving the program because of a successful return to work each year, the Social Security Administration’s complex rules and regulations are clearly failing to deliver for too many Americans,” Smith said.
“Giving the SSA the authority to test innovative ways to better help disabled Americans pursue gainful employment is pure common sense, and this legislation goes a step further to ensure participation in any new system is both voluntary and will not reduce a beneficiary’s total income,” Smith added.
Smith pointed to what he described as a massive disconnect between Americans who want to work and those who are actually able to do so under the current system.
For years, disability recipients have warned that attempting to return to work can trigger a maze of complicated regulations, overpayment disputes, benefit cliffs, and uncertainty that ultimately makes taking a job financially risky.
Rather than encouraging independence, critics say the current structure often rewards staying on the sidelines.
Supporters argue H.R. 8884 takes a fundamentally different approach.
Instead of expanding government programs or imposing sweeping permanent reforms without evidence, the legislation gives the Social Security Administration the flexibility to test targeted solutions, evaluate the results, and determine what actually helps Americans reenter the workforce before making lasting policy changes.
Backers say the measure reflects a core conservative principle: government assistance should serve as a bridge to opportunity—not a permanent barrier to self-reliance.
The bill recognizes that having a disability does not automatically mean someone is unable to work and that federal policy should encourage those who are capable of seeking employment rather than penalizing them for trying.
The legislation also broadens the agency’s authority to include additional populations, including blind Americans, expanding the reach of future demonstration projects.
The proposal advanced through the House with bipartisan support after clearing the Ways and Means Committee, where lawmakers from both parties acknowledged that the current disability system leaves too many Americans behind.
Still, Republicans led the charge, arguing that practical reforms backed by measurable results are preferable to expanding entitlement programs or making permanent changes without first proving they work.
The bill now moves to the Senate, where lawmakers will decide whether to send it to President Donald Trump’s desk.
Supporters are urging swift action, arguing that restoring the SSA’s demonstration authority represents a fiscally responsible, low-cost reform that could help thousands of Americans regain the dignity, purpose, and financial independence that comes with meaningful work.
If enacted, the Social Security Administration would once again have the authority to launch carefully monitored pilot programs designed to improve employment outcomes, while reporting requirements would provide transparency and accountability as Congress evaluates which reforms deserve permanent consideration.
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